YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

A fee of between £250 and £890 of the loan amount payable on completion.The total fee will be based on your personal circumstances, employment record and credit history.We will provide you with written confirmation of your fee prior to the commencement of any chargeable activity.We will also receive commission from the lender.The initial £95 analysis fee is non refundable.The mortgage fee is not refundable should you decide not to proceed with the mortgage once the mortgage offer has been issued.

An offset mortgage enables you to use your savings to reduce your mortgage balance and the interest you pay on it.

For example, if you borrowed £200,000, but had £50,000 in savings, you would only be paying interest on £150,000.

Offset mortgages are generally more expensive than standard deals, but can reduce your monthly payments, whilst still giving you access to savings.